Some have also begun to diversify in the types of loans that they offer.
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This is universally beneficial because it makes the company’s job much simpler, rather than having to deal with multiple institutions, and the employees are not only members of the credit union, but also owners, as all members of credit unions own a small share of the institution.
If you have a bank account a traditional bank and an IRA account with a credit union, you might be enjoying the best of both worlds.
What would you do if a friend or relative asked you to cosign a loan?
Before you answer, make sure you understand what cosigning involves.
Most credit unions offer ATM cards along with savings account for member convenience.